Google Store Financing – Google Store (2023)

Google Store Financing – Google Store (1)
Google Store Financing – Google Store (2)

Helpful Hardware.
Helpful Financing.

Sign up for Google Store Financing through Klarna1 to spread the cost on your helpful Google products.

Simply add a qualifying product (phones, laptops or Google Pixel Watch) or Connected Home products with a value of £159 and above (excludes accessories and subscriptions) to your basket to receive financing options2. Starts from as little as £6.63 per month3.

Already financed your purchase? Sign in to your Klarna account.

One helpful plan.

Apply to get 0% APR financing1 with equal monthly payments on phone purchases and select qualifying products.

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Three easy steps to finance your
Google Store purchase.

If you already have a Google Store Financing account,
just pay with Google Store financing at checkout.

Choose the ‘Finance with Google’ option before checkout.

Apply for Google Store Financing* with Klarna.

Once approved, complete your Google Store Financing transaction with Klarna.

Choose the ‘Finance with Google’ option before checkout.

Apply for Google Store Financing* with Klarna.

Once approved, complete your Google Store Financing transaction with Klarna.

Choose the ‘Finance with Google’ option before checkout.

Apply for Google Store Financing* with Klarna.

Once approved, complete your Google Store Financing transaction with Klarna.

If you already have used Google Store Financing with Klarna, just pay with Google Store Financing at check out.
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Frequently asked questions.Who is Klarna?
Klarna is now one of Europe’s largest banks and is providing payment solutions for 90 million consumers across more than 200,000 merchants in 17 countries. Google Store Financing is a financing solution issued and serviced solely by Klarna Bank AB (FRN 536065), Sveavägen 46, 111 34, Stockholm, Sweden. Application decisions are made solely by Klarna Bank AB. Terms and conditions apply.
How does financing work?
We have partnered with Klarna to bring you new ways to pay at checkout. It’s a safe and simple way to get the stuff you want, when you want it.

Here’s how it works:
Step 1
Add products to your cart and select “Klarna” when you check out.
Step 2
Enter a few personal details and you’ll know instantly if you’re approved.
Step 3
Klarna will send you an email confirmation and reminders when it’s time to pay. You can download the Klarna app to manage payments.
Step 4
You can complete your future Klarna purchases with just one click.

Which products are eligible for financing?

Requires either a qualifying product (phones, laptops or Google Pixel Watch) added to your basket or Connected Home product(s) with a value of £159 and above.

What are my required monthly payments?

Required monthly installments is the purchase price (including taxes and delivery) divided by 24 months (length of financing term).

How do I make payments or check my balance?
To make payments or to check your total balance, visit Klarna at https://www.klarna.com/uk/customer-service or call 0808 189 3333. Google does not store any information on your financing, including account information, balances or payments.
How much interest will I be charged?
No interest charges on this type of financing offer as long as you follow the plan, for full details please click here.
How can I set up automatic monthly payments?

Log in to your Klarna account to see your balance and set up automatic monthly payments.

Can I finance multiple purchases with my Google Store Financing account?

Yes, you can finance more items from the Google Store using Klarna up to your Klarna-approved credit limit.

If I apply for financing, will this affect my credit score?

If you apply for financing options, Klarna performs soft searches and hard searches with credit reference agencies to complete your credit assessment. This is a requirement by the credit reference agencies for all regulated credit products. If in addition, you fail to make the agreed repayments, this will be reported to the credit reference agencies, impacting your credit file and score.

Why was my finance application rejected?
There may be various reasons why you’re unable to pay for your order with your preferred payment option. Different factors, such as contact details changes, insufficient payment history, previous order history, bureau credit information, missed or delayed payments or reported financial difficulties can lead to being blocked from using Klarna.

As a responsible lender. Klarna does not approve all applications. This is to support responsible, ethical and sensible spending habits.

We understand that it can be frustrating to be declined for a purchase especially if you have been previously approved with a separate purchase. However, our approval process ensures that Klarna offers responsible lending and services to our customers.

Who is Klarna?
Klarna is now one of Europe’s largest banks and is providing payment solutions for 90 million consumers across more than 200,000 merchants in 17 countries. Google Store Financing is a financing solution issued and serviced solely by Klarna Bank AB (FRN 536065), Sveavägen 46, 111 34, Stockholm, Sweden. Application decisions are made solely by Klarna Bank AB. Terms and conditions apply.
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How does financing work?
We have partnered with Klarna to bring you new ways to pay at checkout. It’s a safe and simple way to get the stuff you want, when you want it.

Here’s how it works:
Step 1
Add products to your cart and select “Klarna” when you check out.
Step 2
Enter a few personal details and you’ll know instantly if you’re approved.
Step 3
Klarna will send you an email confirmation and reminders when it’s time to pay. You can download the Klarna app to manage payments.
Step 4
You can complete your future Klarna purchases with just one click.

Which products are eligible for financing?

Requires either a qualifying product (phones, laptops or Google Pixel Watch) added to your basket or Connected Home product(s) with a value of £159 and above.

What are my required monthly payments?

Required monthly installments is the purchase price (including taxes and delivery) divided by 24 months (length of financing term).

How do I make payments or check my balance?
To make payments or to check your total balance, visit Klarna at https://www.klarna.com/uk/customer-service or call 0808 189 3333. Google does not store any information on your financing, including account information, balances or payments.
How much interest will I be charged?
No interest charges on this type of financing offer as long as you follow the plan, for full details please click here.
How can I set up automatic monthly payments?

Log in to your Klarna account to see your balance and set up automatic monthly payments.

Can I finance multiple purchases with my Google Store Financing account?

Yes, you can finance more items from the Google Store using Klarna up to your Klarna-approved credit limit.

If I apply for financing, will this affect my credit score?

If you apply for financing options, Klarna performs soft searches and hard searches with credit reference agencies to complete your credit assessment. This is a requirement by the credit reference agencies for all regulated credit products. If in addition, you fail to make the agreed repayments, this will be reported to the credit reference agencies, impacting your credit file and score.

Why was my finance application rejected?
There may be various reasons why you’re unable to pay for your order with your preferred payment option. Different factors, such as contact details changes, insufficient payment history, previous order history, bureau credit information, missed or delayed payments or reported financial difficulties can lead to being blocked from using Klarna.

As a responsible lender. Klarna does not approve all applications. This is to support responsible, ethical and sensible spending habits.

We understand that it can be frustrating to be declined for a purchase especially if you have been previously approved with a separate purchase. However, our approval process ensures that Klarna offers responsible lending and services to our customers.

1

Google Commerce Limited is an Appointed Representative of Product Partnerships Limited which is authorised and regulated by the Financial Conduct Authority (FCA) for regulated consumer credit activities; Product Partnerships Limited’s FCA registration number is 626349, and its address is Salts Piazza Offices, Salts Mill, Victoria Road, Saltaire, BD18 3LA. We act as a credit broker, not a lender. Google Store Financing is a financing solution issued and serviced solely by Klarna Bank AB (FRN 536065), Sveavägen 46, 111 34, Stockholm, Sweden. Application decisions are made solely by Klarna Bank AB. Terms and conditions apply. If you make your payments by the due date each month, the monthly payment shown (adjusted for taxes, shipping and any other items purchased in the same sales transaction) should allow you to pay off the purchase within 24 months if this balance is the only balance on your account during that time period. If you have other balances on your account, this monthly payment will be added to the monthly payment applicable to those balances. If you miss two consecutive payments, or actively pay less than required one month, the 0% interest arrangement will cease and you’ll be required to pay interest and charges on all future repayments in accordance with the terms of the credit agreement at 18.9% APR. Subject to financial circumstances. You must be at least 18 and a UK resident. Representative example: Representative APR (variable) 18.9% APR with an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. Read more. If you would like to know how complaints are handled, see our Complaints Handling Process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at financial-ombudsman.org.uk.

2

Requires either a qualifying product (phones, laptops or Google Pixel Watch) added to your basket or Connected Home products( (excludes accessories and subscriptions) with a value of £159 and above. Google Commerce Limited acts a credit broker not a lender and is an Appointed Representative of Product Partnerships Limited (FRN 626348) which is authorised and regulated by the Financial Conduct Authority. We will only introduce you to Klarna AB (FRN 536065) who may be able to assist you with your requirements.

3

0% promotional rate. Representative example: Representative APR (variable) 18.9% APR with an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a.

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